No more large upfront deposits or estimated annual premiums. Warp reports actual wages to Next Insurance after each payroll, and you pay premiums based on real data.

Traditional workers comp policies require annual audits that can result in surprise bills. With pay-as-you-go, premiums are always accurate—no audits, no surprises.

Warp maps each employee to the correct workers comp classification code based on their role. When roles change, premiums adjust automatically.